Q: When I go on vacation and rent a car, am I covered by my insurance company?
A: It’s always a good idea to contact your insurance agent before heading out on your trip, as coverage can vary depending on your insurance company. In many cases, your personal auto insurance will extend to a rental car; however, loss of use is typically not covered. If the rental vehicle is involved in an accident and requires repairs, you may be responsible for the charges covering the time the car is unavailable for rent. To avoid surprises, it’s best to also check with the rental car company about how they handle loss-of-use fees.